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Guaranteed Income for Peaceful Retirement with Tom Wall

from Kerry Lutz's Financial Survival Network

Kerry interviewed Tom Wall about retirement planning, highlighting the psychological barriers retirees face in spending their savings due to fears of depleting their funds, which can diminish their retirement experience. Tom advocated for life insurance and annuities as tools to ensure a guaranteed income stream and mitigate financial risks, recommending mutual life insurance companies for their policyholder-centric approach and historical reliability. He discussed the role of permanent death benefits in his financial strategy, emphasizing their importance in providing for his spouse and leaving a legacy for his children, which allows for higher-risk investments without compromising family security. Both Kerry and Tom noted the long-standing reliability of these financial products, which offer bond-like returns with lower risk and volatility, and stressed the necessity of understanding their contractual nature to effectively manage investment risks.

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West Red Lake Pre-Feasibility Study Projects 255% IRR With VP Gwen Preston

from Kerry Lutz's Financial Survival Network

Gwen Preston, Communications VP at West Red Lake Gold (WRLGF 🇺🇸- WRLG 🇨🇦)gave us a sponsor update after releasing its pre-feasibility study (PFS) for the Madsen Mine restart in Ontario.

Key points:

•• Ultra-Conservative PFS Results 🛡️

•• The study uses a low cut-off gold price of $2,200/oz (well below the current price of $2,675+), showing 6+ years of production at nearly 70,000 ounces per year with an impressive 255% IRR! 📈

•• Imminent Production: Bulk sample processing begins in March 2025, with full production expected by the end of Q2 2025.

•• Major Upside Potential : Higher tonnage and longer mine life are expected beyond the conservative PFS, with potential cost savings and increased production efficiency.

•• Funding Secured : A $35M US debt facility ensures finances are in place to make the restart a success.

•• Leadership Excellence 🛠️: CEO Shane Williams is spearheading his 6th successful mine restart, showcasing hands-on expertise.

•• The Madsen Mine is now poised for a profitable return to production; Gwen describes how the team continue to meet the challenges to turn this high-grade underground gold mine into a world-class operation. 🌍

👉 For updates and news, visit https://WestRedLakeGold.com

Disclaimer: West Red Lake Gold Mines has sponsored this video production. No questions were exchanged prior to the interview. The forward-looking statements in West Red Lake Gold Mines’ presentation apply to the content of this interview and write-up. The content on FinancialSurvivalNetwork.com (FSN) is for informational purposes only and should not be considered personal legal or investment advice, or a recommendation to buy or sell securities or any other products. FSN receives remuneration of three thousand usd. It is based on opinions, SEC filings, current events, press releases, and interviews but may contain errors. FSN offers no inferred or explicit warranty regarding the accuracy of the information presented. Consult your investment advisor and do not base any investment decisions on the information contained herein or on FinancialSurvivalNetwork.com. We may hold equity positions in some of the companies featured on this site. FSN disclaims any responsibility for the content of any linked website. Use any information on FinancialSurvivalNetwork.com at your own risk. By reading this disclaimer, you agree to hold FSN harmless for any losses you may incur.

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New Rule Could Raise Your Credit Score with Paul Oster

from Kerry Lutz's Financial Survival Network

Kerry introduced the topic of the recent decision to remove medical debt from credit reports, emphasizing its significance for consumers. Paul Oster elaborated on the positive implications of this change, noting that it will benefit approximately 15 million Americans by potentially increasing their credit scores by an average of 20 points. He clarified that this initiative does not eliminate or forgive medical debt but prevents it from adversely affecting credit ratings. Oster highlighted the broader economic context, including rising costs and higher interest rates, suggesting that this change could lead to more mortgage approvals and stimulate the housing market. Oster also discussed the ongoing challenges consumers face, particularly regarding affordability and persistent inflation, which may take longer to resolve than expected. He encouraged consumers to check their credit reports weekly through the official site, annualcreditreport.com, and to focus on maintaining a credit utilization ratio below 30%. Oster recommended strategies for debt elimination, such as analyzing personal finances, creating a household budget, and utilizing tools like Mint.com to identify savings opportunities. He emphasized the importance of paying down credit card debt for better financial returns and shared insights on how credit scores are influenced by payment history and utilization ratios. Throughout the discussion, Lutz engaged with Oster, expressing shared concerns about the unpredictability of credit scoring algorithms.

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Market Gains: Prepare for Cycles with John Grace

from Kerry Lutz's Financial Survival Network

Kerry hosted John Grace from Investor’s Advantage Corp. to discuss the stock market’s recent performance and future trends, noting the market’s two consecutive years of over 20% gains while cautioning against complacency due to historical market cycles. John emphasized the importance of preparing for both gains and losses, particularly as demographic shifts and increasing withdrawal rates from retirement accounts could impact market dynamics. He illustrated the need for proactive risk management through personal anecdotes and historical references, urging investors to learn from past downturns. Additionally, John highlighted sectors expected to perform well, such as real estate and data center infrastructure, and stressed the importance of diversifying investment portfolios, citing Yale’s strategy of limited exposure to U.S. stocks. He concluded by offering a complimentary consultation for financial planning and investment strategies.

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Are You Ready? Change Your Life Now, and Unlock Your Inner Gifts with Jeffrey Hossler

from Kerry Lutz's Financial Survival Network

Kerry sits down with Jeffrey Hossler, author of Are You Ready?, to explore the transformative power of spiritual awakening and energy work. Jeffrey shares his incredible journey from a math teacher to a spiritual guide, detailing how a profound experience led him to write his book in just 24 hours. Discover how Jeffrey’s channeling, chakra clearing, and DNA activation techniques help individuals unlock their innate gifts, heal emotional and physical disturbances, and elevate their vibrational energy. Whether you’re curious about the ascension process, meditation, or exploring your spiritual potential, this conversation offers insights into how to start your journey. Links to the book and contact details for Jeffrey are provided in the description. Tune in to learn more about tapping into your hidden potential and raising collective consciousness.

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Shaping the Future of Small Farms with Brian Reisinger

from Kerry Lutz's Financial Survival Network

Kerry and Brian Reisinger discussed the challenges small family farms face, particularly due to government regulations and increasing compliance costs, which are exacerbated by tight profit margins, especially for Amish farms. They highlighted the rising consumer demand for organic and healthy food as a potential opportunity for farmers to pivot towards more profitable crops, while emphasizing the need for a stronger local food movement and regional economies to facilitate this transition. Reisinger pointed out that the traditional food system is struggling to provide affordable food due to rising prices and supply chain vulnerabilities, worsened by the concentration of food production. He noted that technology could either support small farmers or marginalize them further, advocating for scale-neutral technology that benefits farms of all sizes. Reisinger concluded with optimism about the potential for nearly 2 million small family farms to succeed if provided with appropriate entrepreneurial opportunities.

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Inflation, Debt, and Growth Forecast 2025 with Jim Welsh

from Kerry Lutz's Financial Survival Network

Kerry and Jim Welsh discussed the economic outlook for the upcoming year, focusing on the implications of President Trump’s expected policies. Jim highlighted the optimism surrounding pro-growth initiatives, particularly in energy, but cautioned that the timeline for achieving these goals might lead to initial disappointment. He noted that oil companies have shifted their focus to shareholder returns rather than exploration, which could hinder Trump’s plans for increased oil production. Both speakers acknowledged the public’s hope for improvements in living costs, while recognizing that immediate results may not align with those expectations. They also addressed potential challenges for Republicans in 2025 due to their slim House majority and the enduring philosophies within government agencies, despite changes in leadership. The conversation also covered economic indicators, with Kerry presenting data showing an increase in the U.S. share of global GDP, attributed to the country’s innovation capabilities. However, Jim raised concerns about the national debt, which has reached a deficit of 6.4% of GDP, and warned that efforts to reduce it could slow economic growth, posing a political risk. He predicted a decrease in inflation over the next few months and expressed caution regarding the equity market, suggesting a potential correction. Additionally, Jim discussed the complexities of trade negotiations under Trump’s administration, forecasting a decline in the dollar index and its impact on treasury yields. He concluded by emphasizing the interconnectedness of these economic factors and their significance for investors.

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Dolly Varden’s Directional Drilling Breakthrough with CEO Shawn Khunkhun

from Kerry Lutz's Financial Survival Network

We just received CEO Shawn Khunkhun’s latest sponsor update on Dolly Varden Silver (🇺🇸DOLLF — 🇨🇦DV), further underscoring why it is a standout in the silver exploration space. Shawn highlighted several key points that make Dolly Varden unique:

• Exceptional Silver Results: Recent assays revealed nearly 400 grams per ton of silver over 20 meters, ranking Dolly Varden among the world’s top-tier silver projects.

• Rich History and Growth Potential: Situated in British Columbia’s Golden Triangle, Dolly Varden boasts a historic mine and significant potential for multiple 50-million-ounce silver deposits along a 15-kilometer trend.

• Innovation in Mining: The team employs advanced directional drilling techniques, saving over $1.5 million in 2024 while achieving unmatched precision and efficiency.

• Strong Financial Position: With $32M in the bank, Dolly Varden is fully funded for its ambitious 2025 plans, including a 40,000-meter drill program. Shawn also discussed the growing global demand for silver, especially in industrial applications, and Dolly Varden’s advantage as one of the few companies exploring high-grade, pure silver in a secure jurisdiction. As the silver market faces a multi-year deficit,

Shawn predicts a breakout year in 2025 for the metal and believes Dolly Varden investors will benefit as well.

📈 Stay Updated: Visit https://DollyVardenSilver.com and subscribe for updates.

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Disclaimer: This interview is sponsored by Dolly Varden Silver, and Financial Survival Network has received payment to conduct this interview of thirty-one hundred and fifty dollars. The information provided in this video is intended for informational purposes only and should not be construed as financial advice, investment advice, or a recommendation to buy or sell any securities. While we strive to ensure the accuracy of the information presented, we make no guarantees or representations as to its completeness, accuracy, or reliability. Viewers are strongly advised to conduct their own research, carefully review the information presented, and consult with professional investment advisors and financial counselors before making any investment decisions. The insights shared in this video are based on the perspectives and opinions of the interview participants and should be used at your own risk. Investing involves risk, including the potential loss of principal, and past performance is no guarantee of future results.

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Bitcoin, Wall Street, and Regulations with Jamar James

from Kerry Lutz's Financial Survival Network

Kerry and Jamar James discussed the expansion of the cryptocurrency market and Wall Street’s growing involvement, highlighting the potential for mass adoption under the new administration’s pro-crypto stance and the development of innovative financial products like Bitcoin-integrated life insurance. They addressed regulatory challenges, particularly in tax collection on crypto gains, noting the difficulties posed by privacy coins such as Monero. Lutz shared his market predictions, estimating a potential crash between 135,000 to 150,000, while reflecting on the downfall of Sam Bankman-Fried as a setup rather than criminal activity. The duo analyzed Bitcoin’s market dynamics, considering the impact of high-frequency trading on price fluctuations and emphasizing Bitcoin’s advantages over gold as a store of value. They also examined the effects of technology on employment, particularly the replacement of blue-collar jobs by automation, and discussed rising food prices and potential shortages that could lead to crypto asset sales. Jamar introduced his AI trading report to assist individuals in navigating the stock and crypto markets, concluding with a commitment to monitor significant developments in the crypto space.

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The Evolution of the Militarized Data Broker

While often mythologized as having been created to champion human freedom, the internet and many of its most popular companies were directly birthed out of the national security apparatus of the United States.

by Mark Goodwin
Unlimited Hangout

Today, the world’s economy no longer runs on oil, but data. Shortly after the advent of the microprocessor came the internet, unleashing an onslaught of data running on the coils of fiber optic cables beneath the oceans and satellites above the skies. While often posited as a liberator of humanity against the oppressors of nation-states that allows previously impossible interconnectivity and social organization between geographically separated cultures to circumnavigate the monopoly on violence of world governments, ironically, the internet itself was birthed out of the largest military empire of the modern world – the United States.

Continue Reading at UnlimitedHangout.com…

Is Placing a Wager in a Casino an “Investment”?

by Charles Hugh Smith
Of Two Minds

Producing quality goods that aren’t addictive or obsoleted in a few years–there’s no money in that, fool. Get real. You want to get rich, “invest” in a bet in the casino.

Is placing a bet in a casino an “investment”? Absolutely! An “investment” is now defined as a wager, often leveraged, at a gaming table in the casino. Anything that offers a gain is an “investment.”

This is of course at odds with the classic understanding of “investing in new productive assets” that is core to classical capitalism in which the open market for goods, services, labor, risk and capital allocates capital to the highest and best use, i.e. the most profitable use, via the maximization of self-interest by all participants.

Once upon a time, increasing productivity was the most profitable deployment of capital. Now financial trickery in the casino is the source of outlandishly large gains. For example, buying back shares of the corporation’s outstanding stock, reducing the number of shares “sharing” the company’s earnings, cash flow and valuation.

Continue Reading at OfTwoMinds.com…

DEA Ends Airport Gate Searches After Years of Documented Abuses of Civil Asset Forfeiture

The Justice Department temporarily suspended the program in November because of “significant risks” of constitutional violations.

by C.J. Ciaramella
Reason.com

The Drug Enforcement Administration (DEA) is ending searches of passengers at airports and other mass transit hubs after years of investigations by government watchdogs, civil liberties groups, and media outlets documenting how agents seized legal cash from innocent American travelers.

DEA Administrator Anne Milgram announced in a memo last week that the agency was scrapping its Transportation Interdiction Program (TIP) and reassigning agents, citing an internal review that found the program was outdated and resulted in few arrests. The Justice Department temporarily suspended the program in November after an Inspector General report outlined the significant risk of constitutional violations and litigation created by so-called “consensual encounter” searches by DEA agents at airports.

Continue Reading at Reason.com…

Roosevelt Also Confiscated Silver in 1933

by Martin Armstrong
Armstrong Economics

QUESTION: I made a bet that a friend was wrong that Roosevelt also confiscated silver. I never heard of that, only gold. He said I should write to you and you will decide who wins.

[…] ANSWER: Sorry, you lose. He must have been at one of my conferences when we discussed that if he told you to ask me. Most people have never heard that Roosevelt also confiscated silver – not just gold. On August 9th, 1934, U.S. President Franklin D. Roosevelt implemented the seizure of all silver situated in the continental United States with Executive Order 6814 – requiring the Delivery of All Silver to the United States for Coinage. This was the same abuse of executive power as Executive Order 6102, which FDR signed on April 5th, 1933, “forbidding the Hoarding of Gold Coin, Gold Bullion, and Gold Certificates within the continental United States” with some differences.

Continue Reading at ArmstrongEconomics.com…

Patrick Karim: Gold to $4,000 and Silver to $40. Here’s How!

by David Russell
GoldSeek

In my first interview of 2025 I spoke to Patrick Karim of North Star Bad Charts. We dove straight into the markets for 2025, focusing on gold, silver, and other key assets. Patrick is always insightful, and this time I asked him what he thinks is in the charts for the year ahead.

Patrick pointed out gold’s remarkable long-term uptrend and is incredibly bullish about how it may perform in the months ahead. He sees the possibility of gold reaching between $3,400 and $4,000 by the end of 2025, though some consolidation along the way wouldn’t surprise him.

Silver is another exciting prospect. After years of stagnation, it’s breaking out of its congestion zone. Patrick believes a close above $32–$34 could signal a historic annual breakout, (did we hear $40?!) paving the way for further gains.

Continue Reading at GoldSeek.com…

Europe’s Economy Slows as Its Welfare State Grows

by Mihai Macovei
Mises.org

European countries are the largest welfare states in the OECD and among the highest in the World. At the same time, Europe’s economic dynamism has faded out and European leaders are getting increasingly worried about it. According to Christine Lagarde, the ECB President, Europe’s generous social model is at risk unless the region fixes a persistent decline in growth. In a recent report, Mario Draghi strongly calls for reforms and investments to reinforce productivity growth, while keeping untouched the continent’s oversized welfare state. For Austrian school economists, this sounds like having your cake and eating it too, because the issues of economic growth and income redistribution are intrinsically linked.

Europe’s problem with anaemic growth

Lagarde acknowledges that Europe trails behind the US in terms of productivity growth. Faced with rapid advance in innovation, the EU remained stuck in the “middle technology trap”, while the US and China are spearheading the digital revolution. Europe is falling behind in emerging technologies such as microchips, AI, and electric vehicles and only four of the world’s top 50 tech companies are European.

Continue Reading at Mises.org…

Putting the Kabash On Deceptive Practices

by Karl Denninger
Market-Ticker.org

This has fallen out of the news to a large degree because AirBNB (in particular) has split taxes and fees out, but other places — here’s looking at you Snowshoe in WV — have not.

I’m talking about the wildly deceptive practice of putting out a price (on the web, usually) and then at the last screen just before you pay there’s a “Taxes and Fees” single line, not broken out at all — which could be 50% or more of the actual price!

What’s actually in “taxes and fees”? Good question. Sales tax is of course charged in virtually all jurisdictions and that’s an actual tax. Some areas have separate “hotel” or “occupancy” taxes specifically leveled on short-term rental housing (e.g. hotel rooms, AirBNBs, etc.) in addition to or as a replacement for sales tax, and a few resort areas have specific tourism development taxes that are specific to certain types of lodging (usually geographically based.)

But then there are fees, which are not taxes.

Continue Reading at Market-Ticker.org…

On Ayn Rand’s Curious Letter to Her Niece and Ideological Totalitarianism

by Ben Bartee
The Daily Bell

I appreciate Ayn Rand’s contributions to the capitalistic, individualistic ethos as much as the next borderline-misanthrope dissident disenchanted with modern society — especially in this age of techno-fascistic anarcho-tyranny.

(On a side note, one really begins to appreciate the trade-offs — and there are advantages and drawbacks on each side — between collectivism and individualism when one goes from the individual-oriented West to hivemind of the East. The contrasts are often stark.)

No one ever accused Ayn Rand of subtlety or lack of commitment to her hardcore, arguably reactionary brand of individualism. (I suppose her worldview is largely the result of her status as an exile from Soviet communism.)

Continue Reading at TheDailyBell.com…

Unusual Situation in Gold & Silver Market May Spark Big Price Moves

from Money Metals Exchange

The monetary metals pulled back sharply yesterday but have entered Tuesday on stable footing. Silver is trading at $29.90 –and gold is $2,674.

The ongoing volatility is a reflection of uncertainty in the gold and silver markets globally, including fears of import tariffs from the incoming Trump administration.

If Trump slaps a tariff of, say, 10% on precious metals coming into the U.S., that would have a huge impact. 10% on silver would amount to $3 per ounce!

As a result of this worry, the price of gold and silver – as traded on the New York futures market – has risen sharply above the prices for the same metals seen simultaneously in other markets across the globe.

Continue Reading at MoneyMetals.com…

Populist Proposal to Auction Distressed Government Assets to Raise over $1.1 Trillion for Trump’s Working-Class Agenda Gains Renewed Interest

by Matthew Boyle
Breitbart.com

A populist proposal to auction off distressed federal government assets, such as loans, to pay for infrastructure and other policy priorities for working-class Americans is gaining renewed interest ahead of former President Donald Trump’s return to the White House next week.

Back in Trump’s first term in office, a bipartisan group of congressmen—Rep. Mike Kelly (R-PA) and then-Reps. Ted Budd (R-NC) and William Lacy Clay (D-MO)—introduced a plan called the Generating American Income and Infrastructure Act. The so-called GAIIN Act, for short, even won the support of then-President Trump according to an interview Kelly did with Breitbart News in 2018. But, as Trump’s bipartisan efforts stalled out when Democrats went after him later that year with bogus impeachment charges, the proposal similarly lost steam.

Continue Reading at Breitbart.com…

‘Millions of Dollars’ in Hunter Biden’s Artwork Reduced to Ashes

by Andrea Widburg
American Thinker

I like Hunter Biden’s artwork. If I were furnishing my first apartment and needed some posters, I would totally drop $50 on a Hunter Biden poster. And even now, if I were on vacation at some seaside resort, saw one of his paintings at a local art gallery, and felt like dropping a couple of hundred bucks, I might buy one in a moment of vacation-induced frivolity. That last opportunity, though, may never come my way because almost 200 Hunter Biden artworks were burned in the Los Angeles fire.

The New York Post reports:

A trove of nearly 200 artworks by Hunter Biden has been destroyed — one of the casualties of the wildfires ravaging Los Angeles, The Post has learned.

The controversial art had been in storage near the Pacific Palisades home of Hunter’s Hollywood attorney Kevin Morris and is valued at “millions of dollars,” a source close to the Biden family said.

As you may recall, Hunter Biden discovered his talent when he was getting off of his drug addiction. His paintings are very nice. They’re easily worth a couple of hundred bucks as home décor (maybe in the guest bathroom?) or higher-end hotel artwork:

Continue Reading at AmericanThinker.com…

Washington Post Cartoonist Arrested For Child Porn Monstered Trump Supporters as Nazis For Complaining About Grooming

Oh, the irony.

by Paul Joseph Watson
Modernity News

The Washington Post cartoonist who was arrested on charges of possessing child pornography previously produced cartoons depicting conservatives as Nazis and sexual deviants for calling leftists ‘groomers’.

Pulitzer Prize winner Darrin Bell was apprehended after detectives executed a search warrant at Bell’s home following a tip off.

According to Sgt. Amar Gandhi, of the Sacramento County Sheriff’s Office, Bell uploaded as many as 18 files containing child sexual abuse material (CSAM) to an online platform.

Continue Reading at Modernity.News…

Trump Displays Stern Scowl in New Presidential Portrait

President-elect debuts battle-hardened pose after clawing his way through Deep State obstacles to retake office.

by Adan Salazar
Info Wars

President-elect Donald Trump’s new presidential portrait features the former and soon-to-be-next president displaying a stern scowl, a striking departure from the smiling image captured during his first term.

Trump’s chief photographer Daniel Torok released photos of the next commander-in-chief and Vice President-elect J.D. Vance on X Wednesday evening, captioning the photos, “We are entering the GOLDEN AGE OF AMERICA!”

[…] While his previous White House photo featured an upbeat happy Trump, the latest portrait is drawing comparisons to his iconic mug shot, released by the Fulton County, Ga., sheriff’s office in 2023 following a questionable arrest on spurious election interference charges.

Continue Reading at InfoWars.com…

Silver Priced in Canadian Dollars Hits All-Time High! Plus a Look at Gold.

from King World News

Silver priced in Canadian dollar has hit an all-time high! Plus a look at gold.

January 16 (King World News) – Graddhy out of Sweden: Silver priced in Canadian Dollars has made a new all-time high.

Silver Priced In Canadian Dollars Hits All-Time High!

[…] US Dollar Price Of Silver Headed To All-Time High!

Noted many times during 2023 that gold priced in major FIAT currencies was breaking out of 13-year consolidation patterns. Stated they were front-running gold priced in US dollars, and gold priced in US dollars would follow to new all-time high. And it did exactly that in Q4 2023.

Continue Reading at KingWorldNews.com…

What Will You Do When You Can’t Buy Or Sell Anything On the Internet Without Your UN-Mandated Digital Identity Chip?

by Michael Snyder
The Economic Collapse Blog

Imposing mandatory digital identification on every nation on the entire planet has become a primary goal for the global elite. It isn’t going to happen tomorrow, but eventually the plan is to get virtually everyone in the world into the system. If the global elite get their way, a time will come when you will not be able to buy or sell anything on the Internet without logging in with your UN-mandated digital identity chip. You won’t be able to go to school, get a job or open a bank account without your UN-mandated digital identity chip either. In essence, you will become a complete and utter outcast from society.

I have been astounded by what I have discovered. Leo Hohmann and a few others have been writing about this, but the general population has no idea what the global elite have planned. All the way back in September 2018, the United Nations established the “UN Legal Identity Agenda Task Force”…

Continue Reading at TheEconomicCollapseBlog.com…