Kerry Lutz's Financial Survival Network Substack

Kerry Lutz's Financial Survival Network Substack

The AI Applications Nobody Talks About (And Why They Matter More Than the Chatbot)

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Kerry Lutz
Aug 12, 2026
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I’ve spent fifteen years telling this audience the same thing: don’t listen to what an institution says, watch its incentives. That rule doesn’t stop applying just because the subject is AI instead of the Fed.

Most people still think about artificial intelligence in the most obvious ways — write an email, summarize a document, answer a question, write so…

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