Kerry Lutz's Financial Survival Network Substack

Kerry Lutz's Financial Survival Network Substack

AI for the Sake of AI: How Much Is Enough?

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Kerry Lutz
Jul 27, 2026
∙ Paid

Every earnings call has the same magic word now. Bank executives say it. Retailers say it. Manufacturers say it. Companies that make cereal, insurance software, warehouse equipment and industrial fasteners all somehow manage to mention artificial intelligence before anybody asks what happened to margins.

Say “AI” early enough and the analysts lean forwar…

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