Nicholas Pell, freelance writer says that now Spring has finally sprung it’s time do a financial spring cleaning. That means pulling your credit report and making sure every thing on it is kosher. Next, make sure that you’re payroll is being properly withheld. If you’re over withholding, change it and put the difference into an IRA. Next, set realistic goals and stick to them. And then you need to start organizing your paperwork. Go through all your necessary documents and scan them. Back them up to a safe place and dump the uneeded ones. Create a budget. No one wants to do it, just like going to the dentist, but an ounce of prevention is worth a pound of cure. Then we go onto investments. Rebalance them. Go through your investments and evaluate. Consult your financial planner or get one if you don’t have one. And finally consolidate your accounts. Take all those small retirement accounts and conslidate them.
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