Michael Croix mastered the art of debt reduction before it became fashionable during the last financial crisis. As the saying goes, “If you owe the bank $10,000, you have a problem. If you owe them $1,000,000, they have a problem.” The key is understanding what the creditor is looking to accomplish. Their goal in life is not to ruin your credit score. Rather. they are looking for cash flow. They want to recover the maximum amount possible. Your goal is to pay the least amount you can or perhaps the most you can afford. Michael’s strategies will help you do both.
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