from Kerry Lutz's Financial Survival Network
How can you reduce your balances and raise your credit score? Credit expert Paul Oster comes on the show to discuss this. As a result of the pandemic and the holidays, many adults have increased their credit balances significantly. It is highly important to analyze bills to minimize this debt, and closely track your spending. Tune in to hear more about how you can avoid credit card debt and make positive changes within your spending.
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I have always treated credit card debt as a one month cash advance, thereby paying off the entire balance when the statement arrives. The only time I ever pay over a certain period is if the bank or credit card company is offering 0% for so many months.