PayCheck Protection Program Forgivable Loan Application Form – Stimulus Package

from Heather Havenwood

Hey Everyone!

In this video Heather Havenwood interviews Kerry Lutz, Financial Survival Network – about the Paycheck Protection Program. It OPENS on April 3rd! We want you to be prepared!

If you are an freelancer, Independent Contractor, GIG Economy, Solo-proprietorship Small Business Listen UP!

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For a Full List of All of our Small Business Resource Google Doc, Please go Here

The Official PayCheck Protection Program Application Form…

A check list provided by PNC bank (non-official)… Paycheck Protection Program…

Guide to coronavirus mortgage relief options…
MAR 31, 2020

If you’re among those financially impacted by the coronavirus pandemic, you might be concerned about how to pay your mortgage or rent. Federal and state governments have announced plans to help struggling homeowners during this time. Read this to get information on what to do now, and what your options are for mortgage and rental relief.

Important things to know first
For many homeowners with mortgages, there’s help, but first assess your situation.

If you can pay your mortgage, pay your mortgage.

Don’t call your mortgage servicer if you aren’t facing an immediate issue. Mortgage servicers are getting a lot of calls and need to first help those who won’t be able to pay their mortgage. Check their website first for possible options.

If you can’t pay your mortgage, or can only pay a portion, contact your mortgage servicer immediately.

You may need to stay on the phone for a while before the servicer is able to take your call. Loan servicers are also impacted by the pandemic, so may be working with staffing and technology limitations. Please be sure to read this blog carefully so you are prepared for this conversation.

A new federal law, the Coronavirus Aid, Relief, and Economic Security (CARES) Act, puts in place two protections for homeowners with federally backed mortgages:

A foreclosure moratorium
A right to forbearance for homeowners who are experiencing a financial hardship due to the COVID-19 emergency
If you don’t have a federally backed mortgage, you still may have relief options through your mortgage servicer or from your state.

Keep reading as we’ll first explain what the different options mean. Then we’ll explain how you can figure out if your lender or servicer can offer you any of the forms of assistance available.

This blog includes information to help you understand:

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