by Simon Black
No one likes to pay for insurance.
If you don’t smoke, if you go to the gym regularly, and if you generally eat well, it just might not seem worth it.
Especially when the average cost of insuring against just catastrophic health incidents can take up about 4% of your income.
But most of us do it anyway.
After all, paying small amounts over time feels a lot better than having to write a huge check when you’re at your worst.