Heather Wagenhals notes that record identity thefts and record frauds in 2019. Over 3.2 million victims reported their crimes to the FTC during the year. There’s a rich history of fraudsters in the US. From snake oil salesmen to IRS scammers, nothing ever really changes. Technology has greatly expanded the means to defraud, but the mindset has always been present. According to Heather it’s all about how we’re wired. Once you become aware of your susceptibility, you can do something about it. Otherwise you’re a sitting duck.
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