Professor Laurence Kotlikoff is an expert on the federal budget and the world banking system. The entire deposit insurance scheme has many fissures and will not protect you when you most need it. There’s too many deposits to be paid and not enough many to pay it. Prof. Kotlikoff has a better idea, force banks to put their deposits into mutual funds who will then be responsible for investing it. This will take the casino aspect out of the system and restore stability. Prof. Kotlikoff also has some very valuable investment tools available. Check them out at www.esplanner.com and www.MaximizeMySocialSecurity.com. They are excellent guides to help you plan your retirement.
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